Privacy Policy
Effective Date: December 9, 2025This Privacy Policy applies to the “Cash Advance Instant Loan Apps” mobile application (hereinafter referred to as the “App”). The purpose of this Privacy Policy is to explain what services the App provides, what types of information are collected from users, how that information is used, and under what circumstances it may be shared. By using the App, you acknowledge that you have reviewed and understood the practices described below.
Disclosure
The operator of the App is neither a lender nor a loan broker. The App does not participate in making credit decisions and does not issue loans. Instead, it provides a loan-connection service that allows users to submit their information to independent third-party lenders. These lenders are solely responsible for establishing interest rates (APR), fees, repayment terms, and all other loan-related conditions.
Information Collected by the App
The App collects both:
- Personally Identifiable Information (PII), which can be used to identify an individual user, and
- Non-Personally Identifiable Information, which consists of anonymous data that cannot be linked to a specific person.
Personally Identifiable Information
Personally identifiable information is collected when users submit an online loan request form through the App or contact the App with inquiries. This information may include, but is not limited to:
- Full name
- Residential address
- Telephone number
- Email address
- Social Security Number (SSN) or similar identifier
- Date of birth
- Driver’s license or other government-issued identification
- Residency status
- Employment and job-related information
- Income amount and payment frequency
- Homeownership information
- Bank account or payment details
Non-Personally Identifiable Information
Non-personally identifiable information may be collected automatically through cookies or third-party tracking technologies. Examples include:
- IP address
- Browser type
- Device information
- Language preferences
- Date and time of access
- Clickstream activity
- Sections of the App viewed
This information is used for operational purposes, analytics, and service improvement.
Cookies
Cookies are small data files sent to a user’s device when browsing online. They allow the App to recognize returning users and improve functionality without identifying users personally.
For statistical analysis and trend monitoring, the App may disclose non-personally identifiable information to service providers and other third parties.
Third parties, including lenders and advertising partners, may be permitted to display advertisements within the App. These third parties may use cookies or similar technologies to track interactions with their advertisements. The App does not share personally identifiable information with these advertisers.
Use of Personally Identifiable Information
Personally identifiable information may be collected and used solely to deliver the services requested by the user. Information submitted through the App is forwarded to partner lenders operating within the network. PII may also be used for:
- Resolving disputes
- Addressing technical or operational issues
- Enforcing agreements, policies, or legal obligations
The App limits the use of PII to what is reasonably necessary to provide its services.
By providing personally identifiable information, users acknowledge that such data may be shared with trusted third parties, in accordance with applicable laws, including financial service providers affiliated with the App. This information may also be used for marketing or advertising purposes where relevant. The App reserves the right to share, transfer, sell, or otherwise disclose user information to third parties as permitted by law.
The App operator does not access or review the information entered by users in loan request forms. All credit-related requests are securely transmitted to participating lenders within the network.
By submitting PII, users authorize partner lenders to contact them regarding loan requests and processing. Users agree that they waive the right to submit complaints to the Federal Trade Commission (FTC) or similar authorities concerning such communications.
Sharing of Personally Identifiable Information
The App relies on third-party providers to deliver its services. To support these operations, the App may share user information with:
- Participating lenders
- Affiliates
- Assignees
- Technical and operational service providers
Each third party operates under its own privacy policy governing the handling of personal data.
The App may also disclose personally identifiable information when required by law, including in response to:
- Court orders or subpoenas
- Requests from law enforcement or government agencies
- Legal proceedings or investigations
Additionally, PII may be disclosed to:
- Investigate or prevent fraud or illegal activity
- Address suspected wrongdoing
- Protect the rights, property, or safety of the App operator, users, employees, or others
- Enforce the App’s Terms of Use or related agreements
Refusal of Communications
By default, submitting personally identifiable information through the App constitutes an opt-in. However, when contacted by lenders or other third parties, users retain the right to decline or discontinue further communications.
Third-Party Sources
The App may include links or redirects to third-party websites or services that are not governed by this Privacy Policy. The App does not control or manage these external resources. Users are encouraged to review the terms of use and privacy policies of any third-party platforms they choose to access.
Policy Updates
The App reserves the right to revise, update, modify, or amend this Privacy Policy, as well as related content, disclosures, and functionality, at any time and without prior notice. Continued use of the App following such changes constitutes acceptance of the updated policy.
Children’s Privacy
The App is not intended for use by individuals under the age of 18, or under the age of majority in their jurisdiction. The App does not knowingly collect personally identifiable information from children under 18.
Data Security
The App uses reasonable technical and organizational measures to help protect user information against unauthorized access, misuse, or disclosure. When personal data is transmitted to lenders over the internet, it is protected using Secure Socket Layer (SSL) encryption.
Privacy Rights of California Residents
Under California law, companies that collect personally identifiable information from California residents and share such information with third parties for advertising purposes must, upon request, either:
- Provide a list detailing the categories of information disclosed and the third parties that received it, or
- Provide a mechanism for consumers to opt out of having their information disclosed.
Users may opt out of marketing communications by following the instructions included in the emails they receive.
California residents may also file complaints with:
Contact Information
If you have any questions regarding this Privacy Policy or the use of the “Cash Advance Instant Loan Apps” App, please contact us at.